Flo is a thief!
Progressive just raised my mh insurance $50 a month! No claims, always paid on time. Just gripes by butt. Well, let the shopping begin! Hope you sleep well Flo!
Forum Discussion
gotsmart wrote:
I've had Amica on the RV and car since 2011 and have been very pleased with them. My premiums have actually gone down $5 to $10 each year at renewal time.
X2
AMICA is pretty picky about new customers and tries to limit their exposure (and keep rates low) by accepting those with better driving histories. Additionally, AMICA is a mutual insurance company so, based upon the annual claims paid, you generally receive a refund/rebate which further lowers the cost.
One last thought. If you have multiple items insured with AMICA (cars, boats, house, etc) you have a built-in discount so, if you find your overall insurance premiums increasing, just call them and go through each covered item(policy) and shift the burden to them to make sure you come up with the correct/reasonable coverage/cost. They're great to work with and have structured our coverage so it makes it extremely difficult to switch to another insurer based only on cost. We've had a few claims over the 45 years we've been insured with AMICA - some my fault some others - but our premiums have always been extremely competitive.
We're at $800/yr with $500 deductible and full coverage based on a $75K replacement value. Probably not the cheapest but, after having a major dysfunction recently putting the MH away (to the tune of $10.5K) AMICA took it in stride and dealt directly with the shop.
