Okay, we've gotten a bit off-topic so let's go back to things related to recreational vehicles ...
Axiom #5: Consider how often you'll need to use the tool when deciding how much to spend.
If you're only going to use the tool a few time or, especially one time, rent it, borrow it, or pay someone who the tool to do the job for you.
I actually cringe when I say, "borrow it," considering how often people have failed to return tools they've borrowed. Even when I do agree to loan someone a tool, I make them understand (before or after the fact) that I'll never loan them a tool again if they fail to return it or take too long to return it. (It's the "kiss of death" if I have to go get the tool back because I need to use it.)
As a general rule, I require a 150 percent cash deposit before I'll loan out a tool. (The extra 50 percent is to compensate me for having to go get a replacement.) In one case, an individual was pestering me to borrow my outboard jet boat. After repeatedly telling him "no," I finally said, "Fine, but first you have to give me a $30,000 cash deposit." He protested, stating he could buy the same boat for $20,000, to which I replied, "Great, to buy yourself one."
(He kept it up, forcing me to report the "harassment" to our commander. He received a formal reprimand because he outranked me and he was disrupting the mission.)
