Just received my premium notice for renewal. The company I am currently with has raised the premium 20% with no accidents or moving violations on my part. I asked my agent to do some shopping and see if they can come up with a better premium with equal coverage. They came back to me with a quote from Allied Insurance, a subsidary of Nationwide Insurance based out of Des Moines IA. They are an A+ rated company by AMBest. My question is, does anyone have any claims experience with Alled Insurance? The premium may be better, but is their claims/customer service any good? Any knowledge from those who have had an experience with Allied Insurance would be appreciated. Thanks.

Hawkeye ---- Look in your phone directory or internet for the Insurance Commissioner for your state. I used to work for the one in my state. Our Commissioner kept track of complaints against companies AND against agents........ That's a good place to start. :) :) Check out your agent, too.

Also have your agent check with National Interstate Insurance. We are full timers and they insure both the RV and the toad. Not sure how rates compare. Haven't shopped in awhile but they were cheaper than the other carrier we had when we switched a few years ago. I've found that some insurance companies offer an "introductory" rate to get you to change and then increase the rates so you don't really save in the long run.

I have used allied for the last two years and I have no complaints. I have had a windshield and an awning claim and both were handled to my satisfaction.

Hawkeye10 wrote:Just received my premium notice for renewal. The company I am currently with has raised the premium 20% with no accidents or moving violations on my part.Your premium is based on more than "no accidents or moving violations". It is also based on your credit rating. Has your credit rating changed???

I am with Nationwide/Allied and Just filed a complaint.. HOWEVER, my case is a bit odd.The complaint: Under the law both here in Michigan where I officially live and where the contract (policy) is signed and based, And in South Carolina where stuff happened.IF you buy a new or used car, or RENT a car, and you have an existing automobile which is insured, said insurance extends (For a period of days) to the new purchase/rental. That is the standard of practice across the industry and the law from what I am told.NATIONWIDE refused to cover the Jeep my wife crashed 2 business days after we bought it. They claim a Class A motor home is NOT an automobile.So, be aware of that.IF you have a 2nd vehicle (Towed) you won't have a problem.If you do go with Nationwide, I've been very happy with them save for this incident.. And feel free to pass this post to your agent.

Insurance Question | Good Sam Community

24 Replies

Tom_N
Explorer
Jun 11, 2013
Hawkeye10 wrote:
Just received my premium notice for renewal. The company I am currently with has raised the premium 20% with no accidents or moving violations on my part.

Your premium is based on more than "no accidents or moving violations". It is also based on your credit rating. Has your credit rating changed???
discovery4us
Explorer
Jun 11, 2013
I have used allied for the last two years and I have no complaints. I have had a windshield and an awning claim and both were handled to my satisfaction.
sdianel_-acct_c
Explorer
Jun 11, 2013
Also have your agent check with National Interstate Insurance. We are full timers and they insure both the RV and the toad. Not sure how rates compare. Haven't shopped in awhile but they were cheaper than the other carrier we had when we switched a few years ago. I've found that some insurance companies offer an "introductory" rate to get you to change and then increase the rates so you don't really save in the long run.
amandasgramma
Explorer
Jun 11, 2013
Hawkeye ---- Look in your phone directory or internet for the Insurance Commissioner for your state. I used to work for the one in my state. Our Commissioner kept track of complaints against companies AND against agents........ That's a good place to start. :) :) Check out your agent, too.

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