Lenders are free to disclose to consumers what specific scoring they will be using to make a decision. They can inform the consumer of the numerical range of that system. They are allowed to disclose the consumer's actual score within that scoring system. Nothing in Fair Issac's contracts prohibits that disclosure since the FCRA could force that disclosure anyways if an adverse action or risk based pricing was used in the credit decision. Bottom line, it's up to the lender to decide if they want to disclose that information during the application or underwriting. In this case, it appears the lender did disclose the information so the applicant has a heads up where they stand.
After all, its Fair Issac's themselves that is putting the information out to the public for consumers to understand these scores and numerical ranges. Seems they have no issue with openly disclosing the information.
