If they throw it in for free, go for it. Otherwise get a blank copy, take it home and read it from cover to cover very carefully. Dealers usually make 100% profit on those contracts. I have had two with my current coach and they both have paid for themselves. That said, make sure they are exclusionary contracts. This means they tell you, in writing, what is NOT covered. If it's not in the contract, it's covered. Most contracts contain verbiage similar to "If a covered part fails due to the fault of a non-covered part, the covered part is not covered". Yep!! written by an attorney...best of luck....Dennis