Executive wrote:
If they throw it in for free, go for it. Otherwise get a blank copy, take it home and read it from cover to cover very carefully. Dealers usually make 100% profit on those contracts. I have had two with my current coach and they both have paid for themselves. That said, make sure they are exclusionary contracts. This means they tell you, in writing, what is NOT covered. If it's not in the contract, it's covered. Most contracts contain verbiage similar to "If a covered part fails due to the fault of a non-covered part, the covered part is not covered". Yep!! written by an attorney...best of luck....Dennis
They don't make 100% profit. What makes you think that? They DO make a profit. But, they still have to send money to the ESC company. The "profit" is a 1 time payment at the purchase of the vehicle. IF the policy is canceled, then the dealer has to rebate part of that payment back to the RV'er. Years ago, some dealers self insured their own ESC contracts. But, that is not very common now. They use established ESC companies. The Price of the contract negotiation is a hit on the dealers profit. The ESC sells the ESC for a fixed price and that is not negotiable. Doug