It's service insurance
When did that ever go down in price ?
I have (3)Emg RA plans and still consider the costs to be worth it, the yearly costs are still cheaper than even one TOW of this 36ft class A , 2020. saw 2 tire related RA calls, Nov 2019 was a short TOW, when it suddenly stopped running and would not restart, turns out the ignition module died , $80 replacement part,
I have triple A, Good Sam ERS, and ERS with my progressive insurance policy, and I have had occasion to use each or them, if the first is backlogged, I call the second, and if needed I will call the third
$159 yr is still bargain compared to towing chargers