In a few months we will be at the end of our 1 year warranty on the motor home. I started looking into getting one of these plans and it was basically going to cost around $100 a month so $1200 a year. I put aside $5000 when we purchased our motor home for repairs/etc. The drive train has a 3 year/36,000 mile warranty. I just couldn't justify that much money.
I was able to get a 7 year/70,000 mile warranty on my Jeep for a little over $1500 total several years ago. I thought that was reasonable so I purchased but not $1200 a year for the motor home.
Burch