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mona's avatar
mona
Explorer
Mar 29, 2017

Trading in a motorhome with water damage

We have a 2007 National Surfside and recently discovered that we incurred some water damage over the bathroom cabinet that is above our toilet. The cabinet had a bunch of mold and is peeling. We then noticed that the headliner in our bedroom and in the hallway is water stained...and we noticed some tiny mushrooms sprouting in the seam of the ceiling above our bed. UGH! Called our insurance and submitted pics etc. The adjuster called us today and said they will look at it and it will probably not be covered because only acts of nature and god are covered and MH roof leaks are inevitable and "happen over time". We are guesstimating that we are about $10-13K upside down on what we have on our loan. Any suggestions as to what we should do? Pay for damage ourselves? Trade it in on another rig? Has this happened to anyone? We recently had our roof stripped and sealed (before we realized that we had this damage in our MH)...last time we camped in our MH was in November and So. California has had a ton of rain in the last few months...