WOW, thanks for all the responses but for someone like me that knows nothing about computer talk and not really sure what some of the responses above even mean. i only use the PC for emails, pay bills and some searching maybe i will just continue paying the 6 bucks a month like I have been doing for the past 20 years and have had no problems... Hate to try something that I have no clue what to do and screw up everything and really lose all my folders etc. Figured I would save a few bucks if it was a simple task that I could handle... THANK YOU ALL for ur posts and assistance...