2016 Health Insurance Premiums

As long as the health care industry is for profit, premiums and deductibles will continue to increase while coverage decreases. Nothing to do with ACA. When a treatment for Hep C runs $84,000, there are a lot of Baby Boomers that are going to cost a lot of money. Your time may be better spent to encourage your congressman to look at single payer.

It was just announced that premiums in Indiana are going down an average of 16%. Just like it always has been, some go up some goes down. If yours goes up its because of politics, if it goes down it is by chance.

Mine went down $11.00 per month.

The fact of the matter is (in average) premiums are rising as are deductibles.

The premiums my son has to pay are very high and there is a very high deductible. He is a commercial painting Forman and makes good money. However who has $12 grand sitting around? (Over six grand in premiums and six grand in deductibles.)

I bet you do not fall under the guidelines for the ACA as you go out of state quite frequently and have a private plan. IS THIS CORRECT?

If you have an ACA plan what level is it?

Platinum: the plan must cover 90% of expected costs for the average individual
Gold: the plan must cover 80% of expected costs for the average individual
Silver: the plan must cover 70% of expected costs for the average individual
Bronze: the plan must cover 60% of expected costs for the average individual

YMMV, mine are going down $200/month/