Forum Discussion
OH48Lt
Feb 04, 2017Explorer
Your insurance pays you. They then subrogate the claim and try to collect the money they gave you from whoever was responsible for that fire.
No insurance? You can try to prove who was responsible and attempt collection from their insurance company. Good luck with that.
If your trailer was responsible for the fire, you and your insurance company are going to spend a lot of time in arbitration and/or court. If you don't have much insurance, your insurance company may just write that little check for the maximum amount and leave you on your own. I've seen that happen in big crash claims where the responsible party only had minimum $50K insurance, and the liability was going to be in the millions. They write the check and say, see ya....
No insurance? You can try to prove who was responsible and attempt collection from their insurance company. Good luck with that.
If your trailer was responsible for the fire, you and your insurance company are going to spend a lot of time in arbitration and/or court. If you don't have much insurance, your insurance company may just write that little check for the maximum amount and leave you on your own. I've seen that happen in big crash claims where the responsible party only had minimum $50K insurance, and the liability was going to be in the millions. They write the check and say, see ya....
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