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LOFAT36's avatar
LOFAT36
Explorer
Aug 27, 2015

Health insurance for Canucks

Where do Canucks get their health insurance when snowbirding in the U.S.A from the Great White North ?

37 Replies

  • Good luck with this. Let me know if you find an insurance company that won't disqualify you should you neglect to tell them about that hangnail last year.....
  • I take the 30 days for free and then top up after that. You must apply while you are still in Canada. Last year I was south for 110 days. The extra 80 days cost nearly $10 per day.
  • JaxDad's avatar
    JaxDad
    Explorer III
    LOFAT36 wrote:
    Thanks, but we're usually south for 4-5 months.


    I don't know where you are based, your profile is blank, but if you're in a Province with a time limit on your absense from the Province, like Ontario, Alberta and BC the new agreement with the US whereby the US tells Canada when you've entered the US might lead to a nasty health care surprise.

    For instance, if the Ontario government finds out you've been out of the Province for more than 120 days a year, outside of certain exemptions, temporary work assignment, etc, your health coverage is cut off. Read the fine print on the secondary private health coverage, it requires you keep your Provincial health coverage in place. If not, your premiums go through the roof.
  • Connexus Credit Union has 30 day coverage for free if you have a Global Payment Card.
  • Community Alumni's avatar
    Community Alumni
    I have a local insurance agent who deals solely in travel insurance. She selects companies depending upon rates available at the time. The past three years I've had three different companies.

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