Lantley wrote:
If I can't count on Coachnet when I am in a jam, why even have roadside assistance? Why pay if I end up on my own anyway?
I think roadside assistance was more relevant back before everybody had the entire internet in their hands at all times. Back then it would have been a big PITA find a tow on your own, and being able to make one call and get it coordinated by someone else was a big benefit.
The roadside assistance companies were a middleman who made your life easier--you just had to make one call, which very well would have been at a pay phone some distance away. The alternative was to get to a pay phone and hope there's a phone book and start calling each tow company in the yellow pages.
But nowadays, it might be better to cut out the middleman, because you can locate and contact local tow companies while sitting in the driver's seat, and when you call them you can quiz them yourself about whether they know what they're doing, and if they can't do what you need, they might know someone who can.
Obviously Coach Net's (and all the other roadside assistance companies--they all do the same thing) business model isn't getting their customers the quickest tow possible; what they do is put out a bid to see if anyone will accept the job at that price, without even knowing whether the tow company can actually do it.
It's doubtful you'll get worse service doing it yourself than that. It'll cost you more, but maybe actually not if you're not paying Coach Net premiums and are mentally pocketing them toward future towing. Not to mention the mental anguish of paying someone to do something for you and having them fail.
I have roadside assistance on my insurance policy, for $21/year. I have $21 worth of expectations from it, and will suffer only the mildest mental anguish if I end up having to do everything myself anyway, including paying for the tow myself if they refuse to reimburse it.
Then again, I haven't had to do that, so my tune might change when paying an enormous towing bill. But putting a mental $249/year into my towing fund will go a long way toward defraying that.