I sold a Harley the other day I had insured with Progressive for the past 7 years. I also have my TT insured with Progressive. When I called to drop insurance on the bike, they said they had to drop my multi vehicle discount which resulted in a rate increase on the TT. The rate increse seems low at $12 a month but it almost a 45% increase over my current TT monthy premium payment. Progressive asked me if I wanted to switch my cars over but I've been very happy with USAA...no premium increases in a few years despite 2 hail claims on our cars. What would you do...go look for TT insurace somewhere else or suck it up and pay 45% more in premiums?

Look, look, look. I would not pay 45% increase willingly without first researching other alternatives. I would look at changing companies for TT and also pricing out the entire fleet with one company. What can it hurt? It's your hard earned money.

Switch everything to USAA. While they don't insure RVs directly, but act as general agents for another company, their rates should be competitive. The other option I would recommend would be State Farm, the largest company in the business.Both USAA and State Farm are highly rated, with USAA rated the highest. (USAA is available only to present and former military members and their families.)

Quote around and look at what is actually covered and how. I don't have access to USAA, but I was in the same boat with progressive and it was just them raising their rates. I spoke with Blue Sky, GMAC (good sams branded insurance), and The Hartford. In the end The Hartford won as they offered me a perfect bundle for everything I needed (home, auto, RV.)

Fishinghat wrote:Switch everything to USAA. While they don't insure RVs directly, but act as general agents for another company, their rates should be competitive. The other option I would recommend would be State Farm, the largest company in the business.Both USAA and State Farm are highly rated, with USAA rated the highest. (USAA is available only to present and former military members and their families.)I'll give USAA a call. Their web site is a bit misleading and I didn't realize they would even act as a general agent for anything that didn't have a motor. USAA has been great at handling my claims and the prices have stayed pretty level over the few years I've been with them for my cars and home.

I just called USAA and their automated system forwarded me to Progressive for RV insurance...:M

time to shop for new insurance? | Good Sam Community

25 Replies

Iraqvet05
Explorer
May 12, 2014
I just called USAA and their automated system forwarded me to Progressive for RV insurance...:M
Iraqvet05
Explorer
May 12, 2014
Fishinghat wrote:
Switch everything to USAA. While they don't insure RVs directly, but act as general agents for another company, their rates should be competitive. The other option I would recommend would be State Farm, the largest company in the business.

Both USAA and State Farm are highly rated, with USAA rated the highest. (USAA is available only to present and former military members and their families.)

I'll give USAA a call. Their web site is a bit misleading and I didn't realize they would even act as a general agent for anything that didn't have a motor. USAA has been great at handling my claims and the prices have stayed pretty level over the few years I've been with them for my cars and home.
JamesBr
Explorer
May 12, 2014
Quote around and look at what is actually covered and how. I don't have access to USAA, but I was in the same boat with progressive and it was just them raising their rates. I spoke with Blue Sky, GMAC (good sams branded insurance), and The Hartford. In the end The Hartford won as they offered me a perfect bundle for everything I needed (home, auto, RV.)
Fishinghat
Explorer II
May 12, 2014
Switch everything to USAA. While they don't insure RVs directly, but act as general agents for another company, their rates should be competitive. The other option I would recommend would be State Farm, the largest company in the business.

Both USAA and State Farm are highly rated, with USAA rated the highest. (USAA is available only to present and former military members and their families.)
Crawfordville
Explorer
May 12, 2014
Look, look, look. I would not pay 45% increase willingly without first researching other alternatives. I would look at changing companies for TT and also pricing out the entire fleet with one company. What can it hurt? It's your hard earned money.

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time to shop for new insurance?

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