Trailer insurance question

NanciL wrote:
We recently had an experience where a racoon ruined our trailer canopy, and our insurance carrier will only cover the replacement at a pro rated amount which is next to nothing.
I would like to get an insurance policy that covers items like the refrigerator, furnace, canopy, etc at full replacement value in case of an accident, (naturally not from wearing out).

Can any one recommend a carrier where you have had a positive experience, and roughly the annual cost for such a policy ?

jack L

I fail to understand the reasons behind this type of question. Companies adjust the costs of policies depending on where you live among other circumstances/variables. Your best bet is to do your own research as the same policy I have at company X may cost more or less for you.

Expect to pay a lot for a policy that offers replacement for things that wear out - if that even exists.

So to directly your question: No - I can't.