Trailer insurance question
We recently had an experience where a racoon ruined our trailer canopy, and our insurance carrier will only cover the replacement at a pro rated amount which is next to nothing. I would like to get ...
Forum Discussion
ddschuman wrote:
A RV policy vs an Auto Policy will give you better coverage and in many cases has the option of full replacement cost. Progressive and Good Sam both have RV policies. Although the majority of Auto carriers will insure a RV, they do so at a ACV (actual cash value which is replacement cost less depreciation). Of course an RV policy will only cover for full replacement cost if the unit relatively new and you pay for that coverage in your policy. You may check with Progressive (you can actually do a quote online if you choose). I was an insurance agent for 12 years (only gave it up for our family business) & know that Progressive quotes you do online are no more expensive than those done through an agent. Rates however are dependent on the geographic area where you primarily live so I really couldn't answer your question on premium.
Many thanks,
I'll check with Progressive
Jack L
