Forum Discussion
Wade44
May 01, 2022Explorer
Cummins12V98 wrote:Nv Guy wrote:
Since I don't pay my insurance premiums with foreign or counterfeit currency, when the DW bent her car, I made it crystal clear to both the body shop and insurance adjuster that no non OEM or used parts were to be used. Dealing with an accident is bad enough, but having to worry about poor quality parts is just not right.
Read your policy.
Exactly. I change carriers just about every time renewal comes up. In the past 10 years or so we've had Progressive, State Farm, Liberty, Erie, Farmers, NJM, and a couple more. Every single one of those had spelled out in the policy non OEM parts could be used. To get OEM parts specified it was always an up-charge to the premium and a substantial one. If you're getting the discount rate, you're going to get discount non OEM parts.
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