DanNJanice wrote:
A better solution might be for everyone to have insurance to pay for their own stuff, then there is no question of how things get paid. If the "other" guy has no insurance, tuff, it just means he has a total loss.
That is best solution, until insurance company jacks up your rate for filing a claim. If there was a way to control that, what you suggest is really a better solution... Bottom line, Im responsible for me, and he's responsible for him. Sucks if he rolls the dice and loses, but it is what it is.
Mike