BenK wrote:
. . . 99.99 percent of the time...most will never have Mr Murphy cross their path
and they typically say only happens to 'the other guy'...tell that
to that other guy...
To each, this risk management decision (gambling) is yours alone...not
what others advise...for they have no skin in your game...
I agree.
Grossly overloaded or a little bit overloaded, doesn't matter . . . it's still legal leverage for personal and criminal liability. It's an odds game. You can play the odds, no matter how good they seem . . . or you can make a sure bet with good numbers on a CAT scale ticket.
Life is a game of luck. The majority of folks go through life without experiencing an accident involving significant legal or medical implications. It stands to reason that this same majority (by their sheer numbers) is more vocal, and more willing to play the odds, take a risk, than the minority.
So, is this a case where the majority is "right"? Rather doubt it. I will say this . . . once you are *forced* to become part of the minority, your whole perspective on the odds and life change dramatically.
