Forum Discussion
bob_nestor
Oct 26, 2017Explorer III
I know nothing, or next to nothing, on the core question here but I did buy my current RV from an out of State dealer. I didn't register it in the State where I bought it and didn't pay any of their sales taxes. I did pay sales tax in my home State when I registered it here.
As for the loan and title, I know in my home State the title is held by the lender until the loan is paid off. I do know that's not true for all States. And in my case the lending bank is actually in a State which isn't my home State or the State I bought the RV in.
I also know that in some cases the State doesn't automatically issue a title for some items normally titled. I have a small trailer that I bought out of State and when I registered it in my home State they just collected the taxes and told me they wouldn't issue a new title unless I requested one. So the original manufactures title of origin is all I have on that trailer.
What I do know for sure though is if I was in this situation I'd talk to the dealer and find out what procedures they have to follow for out of State sales, and I'd talk to my local tax office where I intended registering the vehicle. I'd also talk to my lender about their title requirements.
As for the loan and title, I know in my home State the title is held by the lender until the loan is paid off. I do know that's not true for all States. And in my case the lending bank is actually in a State which isn't my home State or the State I bought the RV in.
I also know that in some cases the State doesn't automatically issue a title for some items normally titled. I have a small trailer that I bought out of State and when I registered it in my home State they just collected the taxes and told me they wouldn't issue a new title unless I requested one. So the original manufactures title of origin is all I have on that trailer.
What I do know for sure though is if I was in this situation I'd talk to the dealer and find out what procedures they have to follow for out of State sales, and I'd talk to my local tax office where I intended registering the vehicle. I'd also talk to my lender about their title requirements.
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