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About Full Time RVers
1,587 PostsLatest Activity: Dec 28, 2024
Rice wrote:
Or another way to put it is that insurance was required, and if you didn't comply, you incurred a financial consequence if you got caught. Compare it with auto liability insurance--if you don't have it, you incur a financial consequence if you get caught. But you never hear people talking about how those without auto liability insurance are merely exercising their choice not to have it, and instead choosing to suffer a consequence.
And sure, you have to wait until open enrollment to get insurance once you're sick, but the ACA's disincentive to do so is no longer applicable, so those who want to gamble and wait until they're sick are better off than they were before.
Rice wrote:
Or another way to put it is that insurance was required, and if you didn't comply, you incurred a financial consequence if you got caught. Compare it with auto liability insurance--if you don't have it, you incur a financial consequence if you get caught. But you never hear people talking about how those without auto liability insurance are merely exercising their choice not to have it, and instead choosing to suffer a consequence.
And sure, you have to wait until open enrollment to get insurance once you're sick, but the ACA's disincentive to do so is no longer applicable, so those who want to gamble and wait until they're sick are better off than they were before.
Optimistic Paranoid wrote:
Have you considered getting one of those Medical Evacuation / Air Ambulance policies that will fly you back to your home state where your regular insurance will cover you?
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Hope that helps . . .
Optimistic Paranoid wrote:
Have you considered getting one of those Medical Evacuation / Air Ambulance policies that will fly you back to your home state where your regular insurance will cover you?
...
Hope that helps . . .
Rice wrote:ajriding wrote:
You wait until you are sick, then go get insurance.
Actually, it's the current administration that opened the door to this practice by no longer requiring everyone to have health insurance. Only now are they free to wait until they're sick to get health insurance, without any consequences.
Rice wrote:ajriding wrote:
You wait until you are sick, then go get insurance.
Actually, it's the current administration that opened the door to this practice by no longer requiring everyone to have health insurance. Only now are they free to wait until they're sick to get health insurance, without any consequences.
luvmydogs wrote:
The only thing my insurance covers out of state is emergency room. Well that's great but if its something that needs surgery or if you have a stroke or something, that emergency room coverage wont cover it. I'm not old enough for medicare yet. So basically no one knows of any policies or coverage that covers you out of your own state? And basically the way the insurance works nowadays, you are held hostage in your own state, or pray that nothing happens to you when you cross state lines.
luvmydogs wrote:
The only thing my insurance covers out of state is emergency room. Well that's great but if its something that needs surgery or if you have a stroke or something, that emergency room coverage wont cover it. I'm not old enough for medicare yet. So basically no one knows of any policies or coverage that covers you out of your own state? And basically the way the insurance works nowadays, you are held hostage in your own state, or pray that nothing happens to you when you cross state lines.