Forum Discussion
msmith1199
Aug 25, 2016Explorer II
dougrainer wrote:msmith1199 wrote:dougrainer wrote:
Well, when you go to indoor RV shows, the Fire Marshall requires ALL ASME tanks be empty and the DOT Trailer tanks be removed(even if empty). Also the Fuel level must be BELOW 1/4 tank. So, if you have an ATTACHED Garage to your house and want to store your RV (Asme or DOT LP cylinders), there may be a requirement per local code prohibiting that. Now, lets say you DO have such a code and you go ahead and store your RV in violation of that code. You then have a catastrophe that involves the House/Garage and the RV and that LP tank causes a BIG problem when it either spews or explodes. You think your Insurance will pay if you violated a code? Probably not. Years ago, Monaco in Oregon had a bad fire in the service shop when a ASME tank regulator leaked and the LP caught on fire. AFTER that, Monaco had a policy of ALL LP tanks be shut OFF and locked down with a special lock when units were in for service. Doug
Yes, your insurance company will cover the loss.
Then why can they deny a claim if you have no valid drivers license and you have an accident? Also, what do you base your answer on? My basis is, from dealing over the years, You cannot violate certain Laws or codes and then expect the Insurance company to pay if something happens because YOU caused the Fault. Doug
lets say you operate a METH lab in your house and the house blows up. You really think an Insurance company will pay for your loss?
I was an insurance adjuster and if you have insurance it will cover a loss unless there is a specific exclusion. In auto insurance, on most policies, your policy will say if you lose your drivers license you policy immediately becomes void. It's your responsibility to tell them the status of your license.
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