Extended Warranty - Good thing ? Is it necessary ?

This has been discussed over and over and over and over and over. Do a search for it.

I would just put the 8k in savings. Every time I've had an extended warranty and tried to use it there was an exclusion and it was not covered.

My last RV purchase the finance manager tried to sell me an extended warranty for 24k. I asked him what he was smoking. He said we can work it right into the financing as banks like to see that . . . Wonder why 24k over 20 years is a lot of interest. No thanks.