Roadside Assistance
Good Sam or FMCA for roadside assistance?
Forum Discussion
I have never had any kind of roadside service insurance. Now for years, I have had tow/service reimbursement as part of my auto insurance.
Also, for short times early '70s and again early '80s I worked with/for companies that had contracts with AAA. So my ideas may be distorted.
For the insurance company to make money they must charge more than pay out. This happens 2 ways; First, most people pay in for years, don't need service. And 2nd, and something the customer should look at; They pay the providers, the guy with truck you depend on, a discounted rate. This means if I have a choice of 2 calls, 1 where I will be paid full price as soon as I'm done, or the 1 where I get less money, and need to wait until sometime next month to get it.
I know it is hard for many, but if instead of paying premiums for a separate policy, save that money pay for service as needed. Check for the tow part of comprehensive insurance.
Also, for short times early '70s and again early '80s I worked with/for companies that had contracts with AAA. So my ideas may be distorted.
For the insurance company to make money they must charge more than pay out. This happens 2 ways; First, most people pay in for years, don't need service. And 2nd, and something the customer should look at; They pay the providers, the guy with truck you depend on, a discounted rate. This means if I have a choice of 2 calls, 1 where I will be paid full price as soon as I'm done, or the 1 where I get less money, and need to wait until sometime next month to get it.
I know it is hard for many, but if instead of paying premiums for a separate policy, save that money pay for service as needed. Check for the tow part of comprehensive insurance.
