2016 Health Insurance Premiums

westernrvparkowner wrote:
Actually, it is only one of a herd of elephants. But guess what, you can be as healthy, skinny and active as a professional athlete and I can be as fat as the fat man in a circus side show. You can eat all the kale and soy you want and I can subsist on a diet of chocolate and fried ice cream and we will pay the exact same premiums for insurance because the system has decided that to be politically and socially correct insurance rates can only be based on age. How about tweaking the system to where the maximum rate is the age based rate and the insurance companies can compete for the healthy people by offering them discounts, you know, kind of like car insurance companies complete for good drivers and safer cars by offering lower rates and discounts. Open it up across state lines so a California company and a Georgia insurer can compete to get healthy, no claims me. But that would mean the poor obese, inactive couch potato will be discriminated against. That would mean the poor, lazy shopper would be discriminated against. So the heck with choices, just dumb the system down to the lowest common denominator and charge the same fat, lazy rate to everyone and if that invisible border between your state and the state 5 miles away means you have to pay $300 month more for your insurance, tough. Because we all know that crossing state lines is difficult, I mean who hasn't spent 3 hours at the Kentucky/Tennessee Border crossing getting their documents in order.