There is actually less chance of a spark on the neg disconnect, which is why Ford wants that. But a disconnect switch would be my solution.
2008 F350SD V10 with an 2012 Arctic Fox 29-5E
When someone tells you to buy the same rig they own, listen, they might be right. When they tell you to buy a different rig then they own, really pay attention, they probably know something you don't.