I went to inspect my TT today and charge the batteries and do some other maintenance tasks and discovered that someone had hit my left front edge and bent a small section of the trim out, exposing a little of the inside insulation.It was obviously someone pulling out of the space next to me because the trim was bent out and forward. The storage yard is going to review the video from the area and get back to me. At least they say.They informed me that they do not have any insurance, which is why they require all tenants to have their own. I have Good Sam.Of course I'm hoping they find out who did this, and then we can get their insurance to pay for the repairs, but I'm new at this. Does anyone have any advice for this situation? I'm going to take photos, of course, but should I do anything else?

Can the yard owner not find who was rented the spot next to you? The lot where I park doesn't have designated spots but the owner has records of all TTs and owners stored there. Should be able to find matching damage on one of those trailers if it returns to the lot or track down ones no longer there.Either way, damage that occurs on private property will likely have to be covered by your own insurance company regardless of who is at fault. My wife got backed into while parked in a grocery store parking lot. The other person was at fault but it was still my insurance that had to cover because it happened on private property.

Inform the owners of the storage lot that:1. They need to contact the person in the site next to yours to inform them of the circumstances/event/damage to your rig. Ask to them come in pay for the damages to your rig. 2. if you get no cooperation, them inform them you will call the police who will go out to where their RV is located and you will file charges and that the police will come out to talk with the owners.3. Inform the owners that bottom line, they are financially responsible rathe or not they have insurance. You will take them to court to get a judgement to pay for your loss.4. Call your insurance co. to have an adjuster to do an appraisal of the damage. Present copies of the appraisal to the Storage owners and to the party responsible for the damage. Let them figure out who is going to pay for your loss.

1. Notify the owner or manager of the storage facility.2. Contact the police, if nothing else, to have a damage report on file. 3. Contact your insurance carrier, give them a copy of the report and let them handle it from there.

camp-n-family wrote:Can the yard owner not find who was rented the spot next to you? The lot where I park doesn't have designated spots but the owner has records of all TTs and owners stored there. Should be able to find matching damage on one of those trailers if it returns to the lot or track down ones no longer there. They have designated spots, CCTV, a gate code log, the whole deal. They should be able to find out who did this, and provide video confirmation. I've just never had to do something like this. I suspect I will have to, if I don't want to pay the $500 deductible on my own insurance.camp-n-family wrote:Either way, damage that occurs on private property will likely have to be covered by your own insurance company regardless of who is at fault. My wife got backed into while parked in a grocery store parking lot. The other person was at fault but it was still my insurance that had to cover because it happened on private property. What? I can't believe that.

djgarcia wrote:Inform the owners of the storage lot that:1. They need to contact the person in the site next to yours to inform them of the circumstances/event/damage to your rig. Ask to them come in pay for the damages to your rig. 2. if you get no cooperation, them inform them you will call the police who will go out to where their RV is located and you will file charges and that the police will come out to talk with the owners.3. Inform the owners that bottom line, they are financially responsible rathe or not they have insurance. You will take them to court to get a judgement to pay for your loss.4. Call your insurance co. to have an adjuster to do an appraisal of the damage. Present copies of the appraisal to the Storage owners and to the party responsible for the damage. Let them figure out who is going to pay for your loss.Thank you, that sounds like good advice.

Storage yard damage | Good Sam Community

mich800
Explorer
Apr 28, 2016
CavemanCharlie wrote:
mlts22 wrote:
My two centavos:

1: Take lots of pictures.
2: Call the police, get a report number.
3: Call your insurance company, get a claim in.
4: Get it repaired, call it done. Take the deductible off your taxes if there is one.

Yup, I'm afraid this is about all you can do now. You already reported it to the storage lot so that steps is done.

I've never heard of being able to take a deductible off of your taxes but, that my be different in other states. Or, maybe I just didn't know about it

You can write off losses due to theft etc. But the floor is really high so unless you had a big loss most likely never make it. A measly deductible most likely won't get you there.
mich800
Explorer
Apr 28, 2016
bid_time wrote:
I read some of the responses on here and now I can't stop laughing. Blew coffee out my nose twice. Does SOL mean anything to you?

:D Yes, some good advlce and some delusional ideas on how the real world works.
CavemanCharlie
Explorer III
Apr 27, 2016
mlts22 wrote:
My two centavos:

1: Take lots of pictures.
2: Call the police, get a report number.
3: Call your insurance company, get a claim in.
4: Get it repaired, call it done. Take the deductible off your taxes if there is one.

Yup, I'm afraid this is about all you can do now. You already reported it to the storage lot so that steps is done.

I've never heard of being able to take a deductible off of your taxes but, that my be different in other states. Or, maybe I just didn't know about it
wa8yxm
Explorer III
Apr 27, 2016
Most storage yards force you to sign a "hold Harmless" note that absolves them of liability should damage happen.

The value of these documents varies from state to state, but the general advice is to consult with a professional (your attorney) for many of them are useful only in the room with the plumbing and the flusher.
discovery4us
Explorer
Apr 27, 2016
I carry uninsured motorist and hit and run on my policies just for this reason. No different than parking on the street and somebody side swipes you at 1 in the morn. Call your insurance and get it fixed.
mlts22
Explorer
Apr 27, 2016
My two centavos:

1: Take lots of pictures.
2: Call the police, get a report number.
3: Call your insurance company, get a claim in.
4: Get it repaired, call it done. Take the deductible off your taxes if there is one.
BB_TX
Nomad
Apr 27, 2016
djgarcia wrote:
Take a picture of your damaged RV inside the storage area. Tell the Storage owner and the company you think is responsible for the damage. Tell them both that you are going to run an ad in the local news paper warning people in the community to avoid dealing with them, buying their product etc etc.

That could get you in legal trouble. Signing a rental contract that clearly states the storage facility is not responsible for damages and then publicly complaining because of a damage is irresponsible. You sign the agreement, you accept the risks, and you move on. Otherwise, take it somewhere that does accept responsibility, if such a place exists.
bid_time
Nomad II
Apr 27, 2016
I read some of the responses on here and now I can't stop laughing. Blew coffee out my nose twice. Does SOL mean anything to you?
MarkTwain
Explorer
Apr 27, 2016
Take a picture of your damaged RV inside the storage area. Tell the Storage owner and the company you think is responsible for the damage. Tell them both that you are going to run an ad in the local news paper warning people in the community to avoid dealing with them, buying their product etc etc.
JALLEN4
Explorer
Apr 27, 2016
Rmack1 wrote:
djgarcia wrote:
Inform the owners of the storage lot that:
1. They need to contact the person in the site next to yours to inform them of the circumstances/event/damage to your rig. Ask to them come in pay for the damages to your rig.
2. if you get no cooperation, them inform them you will call the police who will go out to where their RV is located and you will file charges and that the police will come out to talk with the owners.
3. Inform the owners that bottom line, they are financially responsible rathe or not they have insurance. You will take them to court to get a judgement to pay for your loss.
4. Call your insurance co. to have an adjuster to do an appraisal of the damage. Present copies of the appraisal to the Storage owners and to the party responsible for the damage. Let them figure out who is going to pay for your loss.

Thank you, that sounds like good advice.

That is terrible advice.

(1) Unless the accident is on film or has a witness, there is no proof the person in the site next to you is responsible. the owner of the facility and the rector of the adjacent spot would find that request humorous.

(2) In most locations, the police are not going to come to the facility and might possibly be willing to take a report on the phone. They are certainly not going to spend time with a full blown investigation.

(3)The facility is absolutely not responsible! I have owned multiple such locations and have spent enough on legal fees to guarantee you I am right. Not their problem unless they did something to not meet the standard of "reasonable care".

(4) Giving the storage facility a copy of the estimate is nice but they still are not responsible to pay or to find the party who is responsible.

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