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my26sunsettrail's avatar
Jun 28, 2013

GMAC Underhanded Settlement

After 3 weeks of stress our claim was finally settled at 4:30. I'm not sure if this was because we let GMAC know we would be filing a complaint with the insurance commission at 5:00 today (paperwork was all filled out) or if it was due to my phone call asking to speak to the person in charge of the supervisor we had been dealing with or possibly the result of these posts. As relieved as we are to have this settled, the way it was done was underhanded. The supervisor finally returned a call after I requested to speak to her manager. She told me she had not recieved the report from the independant adjuster and wasn't sure she could reach him today. She wanted to get right off the phone so that she could call him and find out where the report was. I was told she would call back. After an hour I called the adjuster who had been great to work with. I thought she was lying which he confirmed. A short time later she returned the call saying they finally had all the paperwork and were planning to call the shop to ok the work and issue a check. Ms Holbrook did call the shop and told them she would issue a check for the repair only if they agreed to take a 500. cut in what was already a fair amount, approved by the adjuster, for the work that needed to be done. The shop agreed to take the loss so that we could get our camper fixed and returned. If we had known about this we never would have agreed to them taking any less. This company is totally unethical. If Customer Care is really interested in resolving this fairly they will contact Ms Holbrook and have her issue another check for the $500. they are trying to cheat the shop out of. The shop has no fault in this and have been very supportive. They don't deserve to take a loss. Hopefully the loss to GMAC in policies, from people who hear about this, will far exceed what they grudgingly paid on this claim.

8 Replies

  • When the car collision shop did ours, they took pictures and sent to e adjuster who was only 45 minutes away. Since they work with the insurance company, they also said that once they got inside it, that they may find more damage, which they did and said was common and that the insurance company knows that. Would be interested to know if RV collision centers work better with specific insurance companies as well.
  • The independant adjuster thought the repair price was good. He only lowered it slightly and then added more labor to check on a wire that had been exposed. This was something that could not be seen in pictures which illustrates why a claim should not be based on pictures only. I have no idea if there is any bulk discount with a shop that does a lot of repairs.
  • I've posted before, but while GS does promote GMAC, they underwrite through several companies. Te quote for GMAC was twice as much as through Allied. It was written by CW. But they did try to go through GMAC first.

    Glad you are getting it fixed. As far as the $500. I'm not totally surprised on that. Question is the amount that the shop is charging. Was it higher than normal? I know medical insurance companies negotiate rates with doctors and will only pay a certain amount per procedure. Not sure if RV collision companies do a same thing? I know when we hit e deer with my wife's explorer last month that our insurance company asked who we wanted to fix it and we told them the ford dealership. It worked great as the insurance company does a lot of work with them. Do RV collision companies do the same thing?
  • Thanks for all the replies. Word of mouth is our best revenge. If everyone who reads about these "sleazy" business practices tells someone else, the ripple effect will make people think twice before they deal with them. In this age of social media companies are foolish if they think they can hide these underhanded practices. We will never deal with them again. GOOD SAM has greatly disappointed us by endorsing this company although they are part of the GOOD SAM network. We are retired and do a lot of camping. Retirees have plenty of time to talk and spread the word. While we will be praising the repair shop we will not miss an opportunity to tell people what they can really expect from GMAC. The way this was handled was calculated. They started with a low ball figure, dragged this out for three weeks and then blackmailed the shop into taking less money just to get it over with. SHAME ON YOU GMAC!!
  • I think you should report her and the company as well. There's something strange about the $500 cut and I wonder where that money went.
  • 1. Checkout Progressive, they offer RV insurance at reasonable rates.
  • Now call the insurance commission in your state and let them know what happened.......glad I don't have GMAC
  • At least you are getting your vehicle fixed. The DW had a, NOT at fault accident and GMAC told the Dodge dealer to fix it, then with about ½ the work completed, they changed their mind, subrogated fault and walked, leaving us holding the bag on over $3000. It took a lawsuit to get a settlement which paid the body shop and to add insult to injury, they terminated our insurance on the spot. The insurance company we went to said this was normal operation for GMAC and after reviewing the accident gave us full coverage without any penalty. Expect to pay a huge increase in you next premium or be dropped....

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