TravelAssist versus DAN

I've noticed that many firms have added some form of travelers assistance available to club members. Good Sam, FMCA, NRA, and a few travel clubs have all advertised similar policies. If you travel often far from your home base, or if special rescue and return might be required (scuba, deep sea fishing, distant travel) they seem very worthwhile. I really did meet a man who had an accident in an island off Fiji and required medical transport first of a local hospital, then to Honolulu, and finally to Los Angeles, all with on site EMS personnel on hand. He told me the insurance paid $125K to finally get him home. When we traveled to Punta Cana (wonderful trip by the way) we purchased similar medical travel insurance covering just the days of the vacation. If I were planning some major travel I would sign up for one of these plans...since my planned travels in the foreseeable future are still in the American West, I think I will be ok without this.
My kids used to love to scuba, before they had kid, maybe they'll get back into the sport later.
Happy Trails.