I don't use a VPN provider, that's kind of a newer thing.
I use a traditional VPN that is provided by the firewall at work, and the one at home. Both are Sophos products.
The connections don't provide Internet access, I have them specifically programmed not to. They provide an encrypted tunnel into my work or home networks. This allows me to manage servers, check security camera logs, etc. without having to open anything up to the outside world.
I use Google's password manager for some things, the rest is just in my memory, so far so good.