At Pismo Coast Village

samsontdog wrote:
A healthy tree on my property blew over and landed on the neighbors DP MH and the patio attached to there house. Lot of damage but Insurance would not pay as it was "act of God" . The Guy payed a Lawyer to take me to Court and lost as the Judge also said "act of God". He turned it into his own Insurance but he had
$1,000.00 upfront he had to pay. If the tree was dead I would have been responsible. The neighbor never spoke to me for several years before he moved

Had the same thing happen! I would have felt better if the neighbor had agreed to pay for my share of the insurance costs, the deductible amount:):)

With the heavy rains the last few days and then the winds we lost a lot of healthy trees throughout the central coast. A pepper tree from the 19th century at Santa Barbara mission was uprooted.

Okay guys, I said "it may be the RV Park's liability.." I'm a former insurance adjuster and know the rules.

I just hope it happened when no one was home!

A healthy tree on my property blew over and landed on the neighbors DP MH and the patio attached to there house. Lot of damage but Insurance would not pay as it was "act of God" . The Guy payed a Lawyer to take me to Court and lost as the Judge also said "act of God". He turned it into his own Insurance but he had
$1,000.00 upfront he had to pay. If the tree was dead I would have been responsible. The neighbor never spoke to me for several years before he moved

msmith1199 wrote:
But ultimately it may be the RV Park's liability insurance paying for the damage. It was their tree.

It may be the RV park's tree but if an "Act of God" caused it to fall, then the park is not responsible. If the tree was rotten, should have been removed, and fell because of the rotten wood, then the park could be held responsible, But if the tree was healthy and wind blew it over, then the park cannot be held responsible.

From the picture, it is abundantly apparent that wind blew over a healthy tree, making the RV park immune from liability. It obviously was an "Act of God." I guess God is responsible. Good luck with that law suit!

Wow, that is horrible. I have stayed directly across from that trailer once. Usually we try to get farther north before stopping now. Hope everyone was okay.

I can't imagine an insurance company would even try and deny this one. Clearly covered, assuming they paid their premium and have comprehensive. But ultimately it may be the RV Park's liability insurance paying for the damage. It was their tree.

Ouch! Hope the insurance covers it. They always want your money but hate to pay out!