Choosing Extended Warranty
Right now I'm comparing quotes from Wholesale Warranties and Coach-Net. There are two basic differences that I'd like to get feedback on:
1) CONSEQUENTIAL DAMAGE. The two companies give opposite definitions of the same term! Wholesale Warranties defines it as "Coverage for the repair of a Covered Part if the failure of the Covered Part was caused by the action or inaction of a non-covered part." Coach-Net defines it as coverage for the repair of a non-covered part if caused by a failed covered part"! Confusing, right?
Which do you think is more valuable? What might be some examples?
2) TRANSMISSION
Both policies cover the "internally lubricated" parts of the transmission and the case. But CN excludes "standard transmission couch assembly, clutch disk and linings, clutch pressure plate, clutch throw-out brings, pilot bearings, bent shift forks."
Again, any idea of the value of those excluded parts from CN?
Otherwise the coverage is comparable and the price is comparable too. I have no mechanical background, so I need some help understanding the difference and likelihood of needing these particular coverages.
I've just purchased a 2004 Southwind with about 7000 miles, and plan to use it for long-term travel.
1) CONSEQUENTIAL DAMAGE. The two companies give opposite definitions of the same term! Wholesale Warranties defines it as "Coverage for the repair of a Covered Part if the failure of the Covered Part was caused by the action or inaction of a non-covered part." Coach-Net defines it as coverage for the repair of a non-covered part if caused by a failed covered part"! Confusing, right?
Which do you think is more valuable? What might be some examples?
2) TRANSMISSION
Both policies cover the "internally lubricated" parts of the transmission and the case. But CN excludes "standard transmission couch assembly, clutch disk and linings, clutch pressure plate, clutch throw-out brings, pilot bearings, bent shift forks."
Again, any idea of the value of those excluded parts from CN?
Otherwise the coverage is comparable and the price is comparable too. I have no mechanical background, so I need some help understanding the difference and likelihood of needing these particular coverages.
I've just purchased a 2004 Southwind with about 7000 miles, and plan to use it for long-term travel.
