Discount Tire add on insurance

I bought it because I want a no hassle new tire if there are any issues. Sure there is a manufacturer's warranty but that can be a hassle and prorated.

By the time we find a flat, the tire is often shredded. No telling if defect, road hazard or operator error. I don't want to sort it out, just get me a new tire.

westend wrote:

TEXAS wrote:
Used to use Discount Tire all the time. The last time was my last. Bought two tires and didn't get twenty thousand miles out of them. Highway driving. One blew out and the other came apart. They refused warranty.Told me it was my fault.

Were these on your car or on a trailer?

They were on the back of my 1990 F150. Told me my rear axle was out of line. Never heard that one before. Bought some other tires at another shop. Same truck tires still on it. Still in good shape.Around forty thousand on them at this time.

Ron3rd wrote:

To me, it's worth it. I've taken advantage of it several times, especially on China bomb trailer tires.

I have had to replace several China bombs and they were always covered by the manufacturer's warranty. Personally, I never buy Discounts warranty for my trailer as I know the tires won't last long. Also note Discount's warranty is usually shorter than the mfg warranty.

So yes, if you hit a road hazard, you will be covered. But since China bombs seem to blow up on their own..... :)

I purchased 4 new Yokohama tires for our Santa Fe and passed on the tire insurance. Four days later I got nail bombed, a large number of nails taped together, on a state highway in front a number of Mom and Pop tire shops and repair shops. I ended up with 2 clusters (about 20) of nails in the rear tires but heard them clicking before the tires blew. Discount allowed me to purchase the insurance after the fact because of the short period of time between the purchase and the "accidental road hazards". The moral to the story: Tire insurance is only a good investment if something stupid happens. An "extended warranty" on your used vehicle is only a good investment if something breaks that costs more than the policy.
Randy

I had an issue with 2 tires on my rig showing sidewall cracking on tires that were 2 years old. I had bought the Discount Tire extended warranty. They replaced both free of charge. I did have to pay about $25. each to reissue the replacement certificate. Not sure why the variable price but still what I considered to be a great deal.
More than got my money back.

Ron3rd wrote:

Fliposo wrote:
Pricing new TT tires. Dicount Tire offers an add on protection plan of $16 per tire. Is it worth the additional cost?

To me, it's worth it. I've taken advantage of it several times, especially on China bomb trailer tires.

Another reason I like Discount Tire/America's Tire is they're located everywhere so if you're on the road, it's easy to find a location to get service.

lots of locations, and I use them and am happy, but hardly everywhere. Get into ID, MT, ND etc. and they are few and far between. However, even then if you have a problem with tires from them give them a call and if it was like my experience I posted earlier you couldn't ask for better service.

Fliposo wrote:
Pricing new TT tires. Dicount Tire offers an add on protection plan of $16 per tire. Is it worth the additional cost?

To me, it's worth it. I've taken advantage of it several times, especially on China bomb trailer tires.

Another reason I like Discount Tire/America's Tire is they're located everywhere so if you're on the road, it's easy to find a location to get service.

Discount Tire has always treated me fairly. I do get the warranty also and have used it once.
I mentioned a cracking issue on one set of tires and of course my wife heard me speak of it and you know where that goes.....When I talked to Direct, the pulled my car in and did a complete dismount, inspection, remount, rebalance and assured me (mostly my wife) that the tires were safe and sent me on my way at no charge....they could have easily made an issue of it and sold me a new set of tires.

ktmrfs wrote:

I am still wayne_tw wrote:
It is not worth it. Tell me, when was the last time you had tire damage that was not repairable? For me, it was about 30 years ago. Figure you will damage a tire beyond repair very 20 years or so. They want $64 plus tax to protect the tires. If you are unlucky enough to damage a tire beyond repair, not likely, then how much more than $64 will it cost to replace a tire? Maybe $40? Are you willing to spend $64 to save $40 IF AND THAT IS A BIG IF you damage one tire?

My car tires are $250+ EACH. In the last two years I've had three tires replaced by discount tire (over $600 total) for road hazard (see my post above) Two from hittig an expose water main cover, one from a sidewall nail. over $750 in tires replace under warranty at my cost of $64 for the set of 4. pretty good return on investment. I will admit, 40 series Z rated tires are much easier to be damaged than a LT tire. And I don't pay for the warranty on my truck tires, but do on my 40 series car tires and Maxxis TT tires.

The road hazard is insurance. The basic rule is never buy insurance for anything you could comfortably repair or replace yourself, or the cost of the insurance is 2/3 of the value of the item being insured.

Could you comfortably replace a tire if needed?

I suspect most of these posters who claim they routinely make money on tire hazard insurance are really just fooling themselves and trying to fool us. Think about it....if they are making money then the store is loosing money. If the poster's experience is typical, meaning anyone can expect the same results, then the probability is the store is engaging in a money loosing proposition. How likely is that?

The odds are that buying road hazard insurance will provide peace of mind but not provide a meaningful payback in dollars.