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Insurance for motor home

Licreek
Explorer
Explorer
Where is everyone getting insurance for their class A? I talked to my auto insurer and they said they insure them but had a bunch of questions regarding how much I would be using it if I would be living in it how far I was going to be driving it and on and on. I diffidently go the feeling they were looking to drive the premium up or didn't want to cover it at all. Are there insurance company's out there that will insure with out restrictions at a reasonable rate? OR can you just be kinda vague with your answers and hope you are covered if you get in and accident in the pilot truck stop while boondocking some night.
18 REPLIES 18

wnytaxman
Explorer
Explorer
Shop it, shop it and then shop it some more. The variations in price can be pretty extreme. We have literally been quoted double our current premium by some companies. So far we've been with Utica Mutual, Geico, Progressive, and now Safeco. Pick your poison basically.
2018.5 Entegra Aspire 44R on order, 2011 Berkshire 390BH traded

Blackdiamond
Explorer
Explorer
Progressive
03' Fleetwood Southwind 32VS
Enclosed Trailer hauling the toys
05 525 EXC KTM
15' FE350s Husqvarna/KTM
07 Rhino, long travel, 4 seater

darsben1
Explorer
Explorer
rk911 wrote:
Licreek wrote:
Where is everyone getting insurance for their class A? I talked to my auto insurer and they said they insure them but had a bunch of questions regarding how much I would be using it if I would be living in it how far I was going to be driving it and on and on. I diffidently go the feeling they were looking to drive the premium up or didn't want to cover it at all. Are there insurance company's out there that will insure with out restrictions at a reasonable rate? OR can you just be kinda vague with your answers and hope you are covered if you get in and accident in the pilot truck stop while boondocking some night.

we've had State Farm insurance on all our vehicles since 1970...that should tell you something. but if you're fulltime I would look at a different company.

X2 but not quite as long
Traveling with my best friend, my wife in a 1990 Southwind

rk911
Explorer
Explorer
Licreek wrote:
Where is everyone getting insurance for their class A? I talked to my auto insurer and they said they insure them but had a bunch of questions regarding how much I would be using it if I would be living in it how far I was going to be driving it and on and on. I diffidently go the feeling they were looking to drive the premium up or didn't want to cover it at all. Are there insurance company's out there that will insure with out restrictions at a reasonable rate? OR can you just be kinda vague with your answers and hope you are covered if you get in and accident in the pilot truck stop while boondocking some night.

we've had State Farm insurance on all our vehicles since 1970...that should tell you something. but if you're fulltime I would look at a different company.
Rich
Ham Radio, Sport Pilot, Retired 9-1-1 Call Center Administrator
_________________________________
2016 Itasca Suncruiser 38Q
'46 Willys CJ2A
'23 Jeep Wrangler JL
'10 Jeep Liberty KK

& MaggieThe Wonder Beagle