Hello all,
I'm trying to decide how I want to live...
On the one hand I've been considering buying a stick home ($200k-$240k range, designed to keep at least half of my take home free), but I'm having trouble finding ones that appeal to me... (And of the few that did... I've already lost a few $k to contracts that failed because the seller wouldn't come down to the appraisal price or similar)
Renting's not a very attractive option where I live because it's substantially more expensive than a mortgage payment.
And the third option... is full timing. This has a kind of appeal to me - the ability to be mobile and go where I will. (Though the dayjob will kind of limit that.) MHs in particular seem attractive for being so self contained (But if I can't drive it that much... maybe another type is better?). And even large used ones can be had for substantially less than that house purchase price.
The comparative lack of space wouldn't really be a problem for me -- currently I own zero furnishings currently and pretty much all of what I own in a small collection of boxes.
What I'm looking for here, then... If you were in my position, how would you decide? And, what sort of TCO would I be looking at (for, say, a good year vs a bad one)?
I am kind of worried about the potential for noise issues if I stay in a park (I really like peace and quiet). And, while many winter days here can reach ~40F, the nights can get very very cold.
Any thoughts? Experiences? Helpful tips? All responses are welcome^^