RV Insurance

[qbert10]

Currently we have our fifth wheel insured under USAA but it has proven to be a bad experience. They don't have their adjusters do the inspections but use another company, Vspec to do the claims. I would rather go with a company that understands RVs.

Our issue has been that they are classifying damage from an exploded water heater as exterior leaks. Damage to cabinets from swelling and interior back wall delamination from the floor up. Trying to decide if I dispute their findings with an attorney. What a hassle and would rather deal with a company that has experience.

[rolopayne]

I go through Good Sams,(National General) we just lost our Rubicon in the floods in Louisiana and they where a pleasure to work with and it is already replaced, the new MXT is insured with them as well. was the same coverage as progressive but 200 dollars a year cheaper

[Allworth]

Gilbert (part of the Brown Group) is not an insurer, but a multi-line broker who can search out the best policy for your particular circumstances and finances.

www.gilbertrvinsurance.com

We have been quite happy with the policies they have found for us for a number of years now.

[djousma]

I've used progressive for quite a few years, on two different RV's. Very happy with them. First TT, was caught in hailstorm. they ended up totaling it because replacing the aluminum siding was going to cost more than it was worth. They wrote a check to the bank, paying off my outstanding loan, I bought it back from them for 2K, owning it free and clear. On my new cardinal, I was with my insurer for my car/home, but was going to be $1200/year for coverage. Changed back to progressive, $460/year. If you are full timer, they may not be that cheap, as one of the questions is "how many days a year will you use the unit". If you answer honestly, it does change the cost.

[DutchmenSport]

AllState.

[the_bear_II]

We chose Progressive based upon posts in this and other RV forums. So far I've been satisfied with the service on two accident claims. Price was the best that I could find.