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Affordable Health Care Act

TCI
Explorer
Explorer
Morning all. We are fulltimers and rarely stay in one state more than 6 months in the winter and 1 month in the summer. We have our domicile at South Dakota. We do not qualify for medicare or medicade. Our current insurance which we pay, is set up that we can visit any doctor in any state. My concern is, if we register in SD, can we get care in say SC, FL, AZ, TX, etc. I was reading about the marketplaces and it didn't seem clear. It sortof read in emergency situations. So I thought I would put this out on the forum and see what your opinons are for fulltimers. Thanks for the info.
2015 31ft Keystone Montana Fifth Wheel w/3 slides
2015 Chevy Silverado High Country 2500 Short Bed Diesel Crew Cab
1 Cat
Fulltiming since Oct 06 - Sold the Stick House
45 REPLIES 45

eubank
Explorer
Explorer
Living "out of area" is always a little tricky with insurance companies because they typically chop your benefits for living out of state -- as we found out to the tune of several hundred thousand when receiving treatment for serious illness while living out of state. Not sure about this, but I don't think the ACA did anything about this kind of situation; they were more concerned with pre-existing conditions and the like. (Speaking of which, I'm certainly happy with that pre-existing clause of the ACA. My wife and I would both be in deep doo-doo without it.)

๐Ÿ™‚
Lynn