Good Sams Insurance

[USMC46]

I'm getting a lot of marketing mailers from Good Sam's suggesting I consider their insurance. I suspect they are more of a broker for other carriers. I have Progressive now. Anyone had Good Sams for a year or two and had any claims ? I'm curious if they are good to work with regarding coverage, prompt response, and getting you back on the road with minimum hassle. Worth checking out ? Thanks.

[FEDowner]

I compare coverages and costs and go with the lowest. In my case it's AAA. I've heard they have my town locked up in pricing. I do have to buy the roadside. With my wife and I we get 8 calls a year on any vehicle.

[Mile_High]

rdhetrick wrote:

Like their insurance programs, Good Sam is basically a broker for their ERS plan. The current contractor that supplies the call center and service is Allstate Motor Club.

That I didn't know. How did you come across that information? Not saying it's wrong, I'd just like to know how you know it.

I just asked them when I called.

[Blaster_Man]

USMC46 wrote:
Thanks all. Guess I'll look at the companies Good Sams uses and deal directly with them if I want a quote from them. I appreciate the feedback. I have had National Interstate and they went up so much I dropped them. Now Progressive is doing the same. Guess they all hook you and then raise rates. I'll check out USAA again also.

You don't have to do that, GS will do it for you and get you a discount you can't get by yourself. They got me a policy with a national company. Same coverage I had...and saved over $600.

[rdhetrick]

Like their insurance programs, Good Sam is basically a broker for their ERS plan. The current contractor that supplies the call center and service is Allstate Motor Club.

That I didn't know. How did you come across that information? Not saying it's wrong, I'd just like to know how you know it.

[Dutch_12078]

ferndaleflyer wrote:
I had Good Sam road service for several years and one year had a run of 4 calls for road service and they cancelled me. This after I had got several of my friends to sign up. Just 2 weeks ago one of them had a tire failure, called Good Sam, they sent someone, and he was charged over $800 because although he had paid them he had never activated his card-----now that is BS right there.

Like their insurance programs, Good Sam is basically a broker for their ERS plan. The current contractor that supplies the call center and service is Allstate Motor Club.

[tropical36]

USMC46 wrote:
Thanks all. Guess I'll look at the companies Good Sams uses and deal directly with them if I want a quote from them. I appreciate the feedback. I have had National Interstate and they went up so much I dropped them. Now Progressive is doing the same. Guess they all hook you and then raise rates. I'll check out USAA again also.

It's an unwritten law, that you have to change company's ever so often or get taken for a ride. What goes around comes around sometimes and it's even been known to be back with the same company years later with a better price. You won't get it by being a long paying customer, though and that's for sure.
Check out Allstate and State Farm, while you're at it.
Funny that SF once gave me the best price and then years later when Allstate bid lower, SF refused to even match it, let alone go lower.

[crasster]

I say if their price is good go for it!

[tropical36]

DownTheAvenue wrote:

Jim@HiTek wrote:
Remember that the Sam in Good Sam is Sam Walton. He was a lifelong camper and RV'er. But then think about how his main company is run, and how much he did to make it run that way. Remember that Walmart pays employees to call other employees and explain how they can get government assistance...because they pay so poorly and have such poor benefits. Than ask yourself if your trust them as your insurance provider in any capacity. He's dead, but his anti-consumer legacy lives on in his multiple companies. It's all about profits.

Just sayin'.

BTW, I joined this forum in '04, after lurking on it since '02 I think. And the original owners eventually sold it to Goodsam. So this site is another Walton profit venture. One thing that really grinds my gears is that they haven't improved this forum since they bought it. The same old glitches or old fashioned techniques are still alive and kicking here on RV net. For a brief time after they bought the site, I kind of expected some improvements, a bit of modernization. I was overly optimistic.

I am afraid you are terribly mistaken. Good Sam's parent company is Affinity Group Holding, Inc. It is a privately held company and its Chairman and CEO is Marcus Lemonis. It has absolutely nothing to do with Walmart!

Yep, Marcus owns portions in the 50% range of so many companies, he's most likely lost track of some of them, by now. Even has his own TV show concerning some of his dealings. He is the CEO of Camping World as well, who has merged with Good Sam.
The question is, does he own an RV?

[USMC46]

Thanks all. Guess I'll look at the companies Good Sams uses and deal directly with them if I want a quote from them. I appreciate the feedback. I have had National Interstate and they went up so much I dropped them. Now Progressive is doing the same. Guess they all hook you and then raise rates. I'll check out USAA again also.

[ferndaleflyer]

I had Good Sam road service for several years and one year had a run of 4 calls for road service and they cancelled me. This after I had got several of my friends to sign up. Just 2 weeks ago one of them had a tire failure, called Good Sam, they sent someone, and he was charged over $800 because although he had paid them he had never activated his card-----now that is BS right there.

[sehunter]

I have Good Sam (National General)for about 9 years and had at least 6 claims with no hassle what so ever. I pick who I want to fix my vehicle with zero hassle from NG. I would not change from them for most any reason. If they ever change my MH coverage from full replacement at original purchase price I may consider it.

I see you were in the military,as I was, have you looked into USAA company? One of their customers ran into me once and they were extremely good to work with.

[Jim]

Yes, you are right. I have my facts mixed up. Must have been a spoof article I read. First time I've been wrong in years. Harumpf. Well, apologize and move on my mom use to say...so, Sorry.

[DownTheAvenue]

rdhetrick wrote:
Hmmmm, I can't think of any insurance companies that aren't out to generate revenue for their owners.

You are absolutely correct. The Board of Directors have a fiduciary responsibility to the shareholders to provide a return on their investment, also known as a profit. However, how that is achieved is what separates great companies from inferior ones. Some companies invest in a quality product and put their customers (even their employees) above their own interests. Unfortunately, Good Sam is not one of them.

[DownTheAvenue]

Jim@HiTek wrote:
Remember that the Sam in Good Sam is Sam Walton. He was a lifelong camper and RV'er. But then think about how his main company is run, and how much he did to make it run that way. Remember that Walmart pays employees to call other employees and explain how they can get government assistance...because they pay so poorly and have such poor benefits. Than ask yourself if your trust them as your insurance provider in any capacity. He's dead, but his anti-consumer legacy lives on in his multiple companies. It's all about profits.

Just sayin'.

BTW, I joined this forum in '04, after lurking on it since '02 I think. And the original owners eventually sold it to Goodsam. So this site is another Walton profit venture. One thing that really grinds my gears is that they haven't improved this forum since they bought it. The same old glitches or old fashioned techniques are still alive and kicking here on RV net. For a brief time after they bought the site, I kind of expected some improvements, a bit of modernization. I was overly optimistic.

I am afraid you are terribly mistaken. Good Sam's parent company is Affinity Group Holding, Inc. It is a privately held company and its Chairman and CEO is Marcus Lemonis. It has absolutely nothing to do with Walmart!