I bought a 1999 CRV all wheel drive. I really never needed 4 wheel drive. I do not drive in the snow or ice, where it would be really handy.
The few times I was off road I could have picked not to drive in the sandy stuff, and go around. But it was 'fun' for those few times I took it through a sandy wash, and had traction all the way. It does not have enough ground clearance to take on a serious off road path, where 4X4 is required, because of the boulders and deep ruts.
The 4x4 does get about 1 MPG less than the front wheel drive model. It is also going to be about 200 pounds more curb weight. 4 WD also does add a little bit to the cost to buy it. When you need tires, all 4 should be replaced, due to the center differential, it will overheat if all the tires are not the same outside diameter. So it can be slightly more expensive to own.
Good luck!
Fred.
Money can't buy happiness but somehow it's more comfortable to cry in a
Porsche or Country Coach!
If there's a WILL, I want to be in it!
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