We were self employed for decades. Health insurance is one hot mess in the US.
We are now on Medicare but before we turned 65, we were paying over $2000/mo and had high deductibles so most years add on another $3-5K out of pocket.
What donโt you qualify for Medicare? If you need more contribution go back to work.
If you have the income bite the bullet. If not, work until your 65.
My Kharma ran over my Dogma.
