2016 TT may be totaled

[FloridaReLoaded]

I crashed my TT a week ago and it looks like it may be totaled. Is that what I should be hoping for or should I hope that it's repairable?

Pro's and Con's

[yillb]

FloridaReLoaded wrote:

yillb wrote:
Your dealer can't possibly know if it's totaled, the insurance company has to say that. You said insurance hasn't gotten back to you, then you say the dealer said it was totaled. Which is it ?

Yeah they can if they did the estimate, my estimate says its a total total loss! The labor alone will cost more than I paid for the trailer new and is actually more than the original MSRP. But you're right it's not officially totaled until my insurance company says it is. I'm waiting to hear back from them! How hard is it for you guys to understand that.

Let's go over what we don't understand.
1. Some providers will pay more than the trailer is worth to fix it.
2. A dealer can't determine if it's a write off loss
3. How the hell do we know if it's totaled if we can't see it.
4. If someone hit you, then you may be entitled to a fix even if you don't use your own insurance, regardless of the cost, I've even done it on my motorcycle, ND I know Geico does it on trailers.
5. You have absolutely no idea as to what even haooened.
6. It sounds like you're just having a bad time with it and you're pissed off, rightfully so, but support forums are for support. With no data, we can't give an answer
7. You asked an unsanswerable question

Hope that helps

[FloridaReLoaded]

yillb wrote:
Your dealer can't possibly know if it's totaled, the insurance company has to say that. You said insurance hasn't gotten back to you, then you say the dealer said it was totaled. Which is it ?

Yeah they can if they did the estimate, my estimate says its a total total loss! The labor alone will cost more than I paid for the trailer new and is actually more than the original MSRP. But you're right it's not officially totaled until my insurance company says it is. I'm waiting to hear back from them! How hard is it for you guys to understand that.

[yillb]

Your dealer can't possibly know if it's totaled, the insurance company has to say that. You said insurance hasn't gotten back to you, then you say the dealer said it was totaled. Which is it ?

[nineoaks2004]

My cousin had one that had leaked since new but he ignored it, insurance co. paid for a new roof, then totaled it, he bought it back from the ins co. for a song but had to take it to get it inspected so he could get a title as when totaled the title was changed to wreck. No problem there as the co. that replaced the roof inspected the unit, so he got the paperwork from them and got his new title.

[FloridaReLoaded]

shaner82 wrote:
I think what he's asking is whether it's generally better to have something totaled or repaired? Not whether his specific trailer should be totaled

Thank You!

[nohurry]

Well, some people are upside down financially on an RV that new. If so, and it's totaled, you could wind up OWING the bank the difference of what the Ins thought it was worth, and what you owed.

[shaner82]

I think what he's asking is whether it's generally better to have something totaled or repaired? Not whether his specific trailer should be totaled

[trail-explorer]

FloridaReLoaded wrote:
you would be amazed at who monitors this forum.

Who monitors it that makes you fearful of posting photos?

[trail-explorer]

We are not insurance estimators, therefor we can't give you advice if it's totalled or not... Can't even give you advice on our opinion without seeing photos.

Posting them online has no bearing on what your dealer or your insurance company says or does.

[FloridaReLoaded]

DallasSteve wrote:

FloridaReLoaded wrote:

DallasSteve wrote:
You don't want to post photos of the damage but you want our opinion about whether it should be totaled? I'm scratching my head over that one.

:h

So why don't you want to post any photos? Are you embarrassed about something?

I will post pictures in due time, you would be amazed at who monitors this forum. I have heard back from my dealer and YES it is totaled. Some here understood my question, others like you, it went over their head.

Why would I be embarrassed?

Sorry, I'm just not as smart as you. It wasn't that your question wasn't clear.

Others had no problem with it.

[DallasSteve]

FloridaReLoaded wrote:

DallasSteve wrote:
You don't want to post photos of the damage but you want our opinion about whether it should be totaled? I'm scratching my head over that one.

:h

So why don't you want to post any photos? Are you embarrassed about something?

I will post pictures in due time, you would be amazed at who monitors this forum. I have heard back from my dealer and YES it is totaled. Some here understood my question, others like you, it went over their head.

Why would I be embarrassed?

Sorry, I'm just not as smart as you. It wasn't that your question wasn't clear.

[Hannibal]

FloridaReLoaded wrote:

DallasSteve wrote:
You don't want to post photos of the damage but you want our opinion about whether it should be totaled? I'm scratching my head over that one.

:h

So why don't you want to post any photos? Are you embarrassed about something?

I will post pictures in due time, you would be amazed at who monitors this forum. I have heard back from my dealer and YES it is totaled. Some here understood my question, others like you, it went over their head.

Why would I be embarrassed?

Totaled is my hopes with a car, truck or TT involved in an accident where significant damage results. Hope your replacement is everything you want.

[FloridaReLoaded]

DallasSteve wrote:
You don't want to post photos of the damage but you want our opinion about whether it should be totaled? I'm scratching my head over that one.

:h

So why don't you want to post any photos? Are you embarrassed about something?

I will post pictures in due time, you would be amazed at who monitors this forum. I have heard back from my dealer and YES it is totaled. Some here understood my question, others like you, it went over their head.

Why would I be embarrassed?

[DallasSteve]

You don't want to post photos of the damage but you want our opinion about whether it should be totaled? I'm scratching my head over that one.

:h

So why don't you want to post any photos? Are you embarrassed about something?

[gmw_photos]

If an owner has a loan on it, he could potentially be upside down on the finances of it in a "totaled" situation, resulting in some out of pocket expense to cover that gap.