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Dealing with Insurance Companies..

DD716TED
Explorer
Explorer
Just seeking suggestions and/or advice... This week my Immaculate Truck was attacked and severly damaged by a logging truck on the interstate. No injuries thank goodness. I have been in contact with the truck's insurance company and already they have provided a rental car for my use while things are assessed and hopefully settled. That is the part that scares me.. The blue book value of my vehicle is no where near what it can be replaced for. My vehicle has extremely low mileage, and many added many extras such as sound system, hard tonneau cover, etc... I have receipts for what I have added. I have found several similar vehicles within 100 miles for reference of value, but they are all less equipped, double the mileage of my vehicle, yet priced well above what blue book lists for my vehicle. I am just trying to get everything lined up for discussion when the Truck's insurance company when they make an offer??? any suggestions or ideas on preparing for this would be appreciated.. I have never delt with an insurance company before but!!!
31 REPLIES 31

RoyB
Explorer II
Explorer II
The TRUCKER Insurance is paying the bills so hold out for all you deserve to have repaired or replaced... Your Insurance Agent should be doing all of this for you...
My Posts are IMHO based on my experiences - Words in CAPS does not mean I am shouting
Roy - Carolyn
RETIRED DOAF/DON/DOD/CONTR RADIO TECH (42yrs)
K9PHT (Since 1957) 146.52M
2010 F150, 5.4,3:73 Gears,SCab
2008 Starcraft 14RT EU2000i GEN
2005 Flagstaff 8528RESS

midnightsadie
Explorer II
Explorer II
I,d not settle till I was happy, and your agent should be involved.