Most vehicles have a maximum safe towing speed. 65 is pretty high, speeds as low as 25-30 mph are much more common if towing is at all permitted. Usually a maximum safe towing speed of 55 mph is enough to get a vehicle into a four-down towable list, if the range is also 200 miles or more.
Part of what determines this speed is the manufacturers assessment of stability under tow. FWD steering geometry particularly gets set for the front end pulling, rather than it being in trail. That the now ubiquitous power steering system is not running is also a factor here. Toow fast, the front end can wobble, wobbling leading to excess wear or more serious handling problems that can lead to sway and roll. Obviously, there has to be a safety factor, so a limit of 65 doesn't mean it is going to roll over at 66 mph. It might even be stable in a straight line at 80 mph but dangerous in a lane change at that speed.
Other factor for speed is heat generated by friction in moving parts. This is why you will have limits on distance as well as speed, with guidelines for period operation or periodic lubrication procedures.
Impact of handling problems on combined rig is hard for towed vehicle manufacturers to predict. A 40,000 pound coach pulling a 2000 toad is a quite different problem from a 6000 pound toad behind a 8000 pound van, with respect to tail wagging the dog problems. Thus they try to set speed limits so that the tail won't be wagging at all.
Tom Test
Itasca Spirit 29B