Sep-08-2019 07:32 PM
Sep-22-2019 07:25 PM
4x4van wrote:
The OP also never clarified where his stated "tow limit of 3500 lbs" came from? Is that simply the difference between his GVWR and GCWR? If so, he could easily tow more if his MH weighs in at less that the full GVWR, as long as his hitch setup is up to the task, particularly 4-down.
Sep-18-2019 03:23 PM
Sep-16-2019 08:26 AM
Sep-15-2019 07:27 AM
way2roll wrote:The one thing that happened, was that he got very few answers to his question of.....My question is has anyone pulled a full size pickup with a 35 ft gas motor home I have a 1997 Fleetwood Bounder 34V with a Ford 460 engine and my tow limit is 3500 lbs my truck is 4900 lbs.?.....
OP never came back to the post. Curious what happened.
Sep-15-2019 06:34 AM
Sep-14-2019 08:50 PM
timmac wrote:Trumpet Player wrote:RLS7201 wrote:
Ford rated your 17,000lb F53 chassis to tow 8,000lbs. Fleetwood derated your chassis when they installed frame extensions and installed a 3500lb receiver. If you take a look at the installation of the frame extensions, it may scare you. Have those frame extensions beefed up and add a 5000lb receiver and you'll be good to go with that truck.
Richard
Unfortunately, the recommendation to "beef up the frame extensions" is frankly one really bad piece of advice.
As most probably know, the required federal certification sticker as issued by the completed vehicle manufacturer sets the maximum limits allowed for each vehicle. The fact is, if you were over the allowed gross combined weight (as you would be based on your description), having the modifications made as recommended above would actually work against you, if God forbid there were to be an accident. See, a first year law student could present the idea that clearly you knew you had an over capacity/weight issue and you attempted an unapproved modification to try and compensate for the conditions. That would then be turned on you to prove gross negligence on your part. You would also likely see your insurance carrier wash their hands of any liability coverage as a result.
Sorry, that is just the way it works. I have testified many times on issues like these as a SME (Subject Matter Expert) and seen it happen.
Beefing up the rear frame and adding a 5000 lb hitch on a chassis that is rated for up to 8000 towing is not a bad idea in my book, just make sure you have good toad brakes, safety chains, etc and I don't see a issue, I would only limit the towing to 5000 lbs..
I towed 6800 lbs behind my beefed up motorhome for over 3 years no issues..
When a drunk driver has a accident the insurance company is still on the hook even though the drunk driver knew he was in the wrong..
Sep-14-2019 08:03 PM
Trumpet Player wrote:RLS7201 wrote:
Ford rated your 17,000lb F53 chassis to tow 8,000lbs. Fleetwood derated your chassis when they installed frame extensions and installed a 3500lb receiver. If you take a look at the installation of the frame extensions, it may scare you. Have those frame extensions beefed up and add a 5000lb receiver and you'll be good to go with that truck.
Richard
Unfortunately, the recommendation to "beef up the frame extensions" is frankly one really bad piece of advice.
As most probably know, the required federal certification sticker as issued by the completed vehicle manufacturer sets the maximum limits allowed for each vehicle. The fact is, if you were over the allowed gross combined weight (as you would be based on your description), having the modifications made as recommended above would actually work against you, if God forbid there were to be an accident. See, a first year law student could present the idea that clearly you knew you had an over capacity/weight issue and you attempted an unapproved modification to try and compensate for the conditions. That would then be turned on you to prove gross negligence on your part. You would also likely see your insurance carrier wash their hands of any liability coverage as a result.
Sorry, that is just the way it works. I have testified many times on issues like these as a SME (Subject Matter Expert) and seen it happen.
Sep-12-2019 03:18 PM
Larrysr1957 wrote:
My question is has anyone pulled a full size pickup with a 35 ft gas motor home I have a 1997 Fleetwood Bounder 34V with a Ford 460 engine and my tow limit is 3500 lbs my truck is 4900 lbs.
Sep-12-2019 02:36 PM
Sep-12-2019 01:59 PM
dodge guy wrote:FloridaRosebud wrote:Trumpet Player wrote:tropical36 wrote:gswcgi wrote:
If you get into an accident while towing that much over your weighted limit your insurance company will probably tell you to get lost !!
Granted, they may tell you to get lost, if they even have a clue as to weight being a factor or for maybe not wanting to renew your policy next time, but they will have to pay, regardless.
"...but they will have to pay, regardless." I wouldn't be so sure about that. Have you ever read your contract/policy with your insurance carrier? Most people don't and that can be a GIANT mistake. You need to take a look at your contract/policy for its defined "exclusions" of coverage. You might look for the exclusion that states something to the effect of "bodily injury or property damage reasonably expected to arise out of an intentional act." Reasonably expected would include exceeding certified posted limits. You think that these insurance companies spend the time and money they do having 60 or so pages drawn up by their staff attorneys so they don't cover themselves? Think again.
Unfortunately, Trumpet Player is correct. I work for insurance companies as an engineering consultant, and I can not tell you how many times I've seen claims turned down because of willful negligence on the insured.
Al
You mean like knowingly speeding or turning right on red?
Sep-12-2019 11:42 AM
dodge guy wrote:FloridaRosebud wrote:Trumpet Player wrote:tropical36 wrote:gswcgi wrote:
If you get into an accident while towing that much over your weighted limit your insurance company will probably tell you to get lost !!
Granted, they may tell you to get lost, if they even have a clue as to weight being a factor or for maybe not wanting to renew your policy next time, but they will have to pay, regardless.
"...but they will have to pay, regardless." I wouldn't be so sure about that. Have you ever read your contract/policy with your insurance carrier? Most people don't and that can be a GIANT mistake. You need to take a look at your contract/policy for its defined "exclusions" of coverage. You might look for the exclusion that states something to the effect of "bodily injury or property damage reasonably expected to arise out of an intentional act." Reasonably expected would include exceeding certified posted limits. You think that these insurance companies spend the time and money they do having 60 or so pages drawn up by their staff attorneys so they don't cover themselves? Think again.
Unfortunately, Trumpet Player is correct. I work for insurance companies as an engineering consultant, and I can not tell you how many times I've seen claims turned down because of willful negligence on the insured.
Al
You mean like knowingly speeding or turning right on red?
Sep-12-2019 04:35 AM
FloridaRosebud wrote:Trumpet Player wrote:tropical36 wrote:gswcgi wrote:
If you get into an accident while towing that much over your weighted limit your insurance company will probably tell you to get lost !!
Granted, they may tell you to get lost, if they even have a clue as to weight being a factor or for maybe not wanting to renew your policy next time, but they will have to pay, regardless.
"...but they will have to pay, regardless." I wouldn't be so sure about that. Have you ever read your contract/policy with your insurance carrier? Most people don't and that can be a GIANT mistake. You need to take a look at your contract/policy for its defined "exclusions" of coverage. You might look for the exclusion that states something to the effect of "bodily injury or property damage reasonably expected to arise out of an intentional act." Reasonably expected would include exceeding certified posted limits. You think that these insurance companies spend the time and money they do having 60 or so pages drawn up by their staff attorneys so they don't cover themselves? Think again.
Unfortunately, Trumpet Player is correct. I work for insurance companies as an engineering consultant, and I can not tell you how many times I've seen claims turned down because of willful negligence on the insured.
Al
Sep-12-2019 02:13 AM
Trumpet Player wrote:tropical36 wrote:gswcgi wrote:
If you get into an accident while towing that much over your weighted limit your insurance company will probably tell you to get lost !!
Granted, they may tell you to get lost, if they even have a clue as to weight being a factor or for maybe not wanting to renew your policy next time, but they will have to pay, regardless.
"...but they will have to pay, regardless." I wouldn't be so sure about that. Have you ever read your contract/policy with your insurance carrier? Most people don't and that can be a GIANT mistake. You need to take a look at your contract/policy for its defined "exclusions" of coverage. You might look for the exclusion that states something to the effect of "bodily injury or property damage reasonably expected to arise out of an intentional act." Reasonably expected would include exceeding certified posted limits. You think that these insurance companies spend the time and money they do having 60 or so pages drawn up by their staff attorneys so they don't cover themselves? Think again.
Sep-11-2019 09:04 PM
tropical36 wrote:gswcgi wrote:
If you get into an accident while towing that much over your weighted limit your insurance company will probably tell you to get lost !!
Granted, they may tell you to get lost, if they even have a clue as to weight being a factor or for maybe not wanting to renew your policy next time, but they will have to pay, regardless.