insurance and roof leaks

[MFL]

While doing yard work this afternoon, I noticed a guy up on the roof of neighbors FW. He was taking pictures, and hollered at neighbor below "lots of openings up here, this has been leaking a long time". My question is, does comprehensive insurance pay for roof leaks, due to lack of maintenance? I know this fellow is not capable of climbing on the roof, but figured he had dealer check the roof, as he does take it in yearly for various service.

Jerry

[ependydad]

MFL wrote:
My question is, does comprehensive insurance pay for roof leaks, due to lack of maintenance?

Not that I've ever heard. In fact, I had friends who had a huge mold issue after a roof leak and it all was declined by the insurance company since it was lack of maintenance and wasn't specifically incident/accident-related damage.