RV Insurance

[mikewats]

I switched from Progressive insurance for my 5th wheel last year to National General . My rate was $489.00 for full coverage. I just got my renewal policy for 2014 it has doubled!!! I have had no claims or changes in my status. Has anyone else run into this type of rate increase from these people? Also can anyone recommend a good quality insurer? It might be time to change.

Thanks,

Mike Watson

[Campinfan]

I just got my National General bill. Mine went up a bit, but not much. Of course it will drop to about half when I call them and tell them that it will be in storage by the time the new time frame takes effect.

[Duck]

I would call and ask for a explanation for the rate increase. Mistakes are made by insurance companies when it comes to billing.
Don

[mikewats]

Has anyone heard of Blue Sky insurance?

[Ohiojude]

I feel your pain. We went thru this same thing a few years ago. We now have Erie Ins (independent agent) and no issues. We did the bundle thing also.

[BuckBarker]

I use Explorer RV and am very happy so far. I can't bundle home and RV because there are only a couple companies that write homeowner's insurance in FL. They choose to cherry-pick the states of low risk.

[Allworth]

Many companies are using a cut-rate first year to rope customers in. INA did it to me on my cars a while back. Luck to be welcomed home by GEICO (which I had used for many years.)


Try Gilbert RV Insurance. They are brokers for several companies and have extensive experience with RVers. (How many days a year do you use the rig?? etc.) www.gilbertrvinsurance.com

[Landroamer1]

We have Erie Insurance . House , Vehicles , and 5er. 13 Dutchmen Denali 319 RLS is only $215 for the year

[RAS43]

laknox wrote:

mikewats wrote:
I switched from Progressive insurance for my 5th wheel last year to National General . My rate was $489.00 for full coverage. I just got my renewal policy for 2014 it has doubled!!! I have had no claims or changes in my status. Has anyone else run into this type of rate increase from these people? Also can anyone recommend a good quality insurer? It might be time to change.

Thanks,

Mike Watson

Mike, did you try combining it with your homeowners and/or car insurance? I couldn't beat Farm Bureau's price when added to my master policy. Lyle

X2 combining has always worked for us. We have Safeco Ins. but insurance rates vary a lot across the country and between states. Find an independent agency so they can check rates from many different companies. And I have them check rates every renewal time. I have no loyalty to insurance companies as they do stuff like this all the time.

[darsben]

darsben wrote:
I find more and more insurance companies doing this type of low ball to get you into the company then hoping you do not cancel. I bet an analysis has shown them this route is profitable.
To me it is the same mentality as the person who gasses up at a higher price when a lower price is just next door and just as convenient.
Either not paying attention, too lazy or inertia.
The only way to stop the practice is to make it unprofitable for the companies.

BTW I am very happy with State Farm for home autos and Class A

[darsben]

I find more and more insurance companies doing this type of low ball to get you into the company then hoping you do not cancel. I bet an analysis has shown them this route is profitable.
To me it is the same mentality as the person who gasses up at a higher price when a lower price is just next door and just as convenient.
Either not paying attention, too lazy or inertia.
The only way to stop the practice is to make it unprofitable for the companies.

[HappyKayakers]

Check National Interstate.

[laknox]

mikewats wrote:
I switched from Progressive insurance for my 5th wheel last year to National General . My rate was $489.00 for full coverage. I just got my renewal policy for 2014 it has doubled!!! I have had no claims or changes in my status. Has anyone else run into this type of rate increase from these people? Also can anyone recommend a good quality insurer? It might be time to change.

Thanks,

Mike Watson

Mike, did you try combining it with your homeowners and/or car insurance? I couldn't beat Farm Bureau's price when added to my master policy.

Lyle