Health insurance -- where to call home when I apply?

[cannesdo]

I've been on the road 7 years (no other home) and have used my parents' address in MT as my home address. My vehicles are registered there. They're now moving to Mexico full-time selling their house, and I'm wondering where I should declare myself for health insurance coverage. Going to take a look at the Affordable Care thing this weekend. I spend a lot of time in CA, Occasionally AZ, MT. Other spots I visit less frequently. I literally won't have a place to declare as a home base once they've moved. But they are still there for now.

Any thoughts on this? I have friends in MT and WA state which may be willing/able to let me use their address as my home address if that helps at all. The friend in MT in on the other side of the state.

Thanks...

Also wondering if you have a preference for auto/rig insurance. Progressive signed me up knowing I was on the road most of the year then I got rear-ended last May and they dropped me because the accident happened in CA. Then I was dumb enough to bring up my rig and they said, "Yeah, you'll lose that too when it's up for renewal."

[n7bsn]

I would look into the following:
Which "location" has the best situation for me?
Which has the lowest taxes?
Which has the best health care coverage?
Which has the best services I need?

Then find a friend or mail forwarding service in that state.

Common states are: Texas, South Dakota, Montana and Florida

[sdianel_-acct_c]

Try www.myrvmail.com in Crestview Florida. They will assist setting up an address and with mail forwarding.
National Interstate Insurance insures full timers and tow vehicles or toads.
No state tax in FL.

[Old-Biscuit]

You've only got 3 days left..deadline for ACA is March 31st....Monday

After that date you have to wait until mid-Nov to sign up. But you will be paying a tax penalty.

FL, SD & TX are Full Time RV friendly states....some issues with ACA Med. coverage and I don't know that you can meet 'residency' requirements by Monday.

[ed6713]

Joining the Escapees is one popular route. Then use your Livingston,TX address as your "home".