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RV Loan

Udetective
Explorer
Explorer
Just getting input from people that have had to finance their RV. Should I go through an RV specialist, local bank, or a Credit Union? Our local credit union promotes RV loans, just seeing if there is a place I should stay clear of. Thanks in advance!
11 REPLIES 11

tjfogelberg
Explorer
Explorer
Wings Financial CU (limited access) 2.49% rate locked for 5 years, 15 or 20 year amortization. No fees. Subject to change and limited availability.

mralex
Explorer
Explorer
I was able to pay cash for my RV but in my past experiences CU's have had the best int. rates.

BillHoughton
Explorer II
Explorer II
FrankoToo wrote:
Costco also offers RV Loans through Essex/Bank of the West.

But you have to buy 100 RVs, right?

Udetective
Explorer
Explorer
Thanks everyone!

goreds2
Explorer
Explorer
I would advise not to get a loan and to pay cash but if you must, do it via a credit union.
See Picture In My Profile
I have a 1989 Dodge XPLORER RV Class B - Purchased 10/15/10 IN CASH
Fiance' purchased a Class C 2002 Dynamax Carri-go on 5/1/15 IN CASH
We've got the best of both worlds

RE_Todd
Explorer
Explorer
USAA
TinBenders
2002 Jeep Wrangler
39.5's, Atlas, D60's.

2014 Thor Chateau 35SK.
BTW, It's a Super C!!

mvpmich
Explorer
Explorer
Bank of the West normally has very competitive rates
mvpmich
2012 Sportscoach Cross Country 385 DS
Freightliner XCR w/ Cummins ISB 6.7L 340 hp
2009 Saturn Vue, Blue Ox Alpha, RVi Brake 2

Udetective
Explorer
Explorer
You guys all rock. Thanks!

FrankoToo
Explorer
Explorer
Shop all of the above. Costco also offers RV Loans through Essex/Bank of the West. That's where I have my current loan.
FrankoToo
2018 Cruiser Stryker ST2313
2011 Ford F450 6.7L PS 4X4 Crew Cab Lariat

MNGeeks61
Explorer
Explorer
I have always financed our RV's with the CU, with one exception when I went to a bank. Their rates weren't as good.

Toddupton
Explorer
Explorer
My CU always beats all other rates