Should I get the extended service plan

[MRiley37]

3 weeks ago I purchases a former rental class c motor home from Cruise America, Its a 2015 Majestic 30 ft. It has about 113,500 miles on it. I still am eligible to purchase the POWER TRAIN PROTECTION PLAN it cost $1,798 and covers another five years or 100,000 miles. it dose not include things inside but dose include

ENGINE GROUP
All internally lubricated parts. Crankshaft and
bearings, oil pump, fuel pump, internal timing gears
or chain/belt, camshaft, camshaft bearings, valve
lifters, rocker arm assemblies and push rods, valve
guides, pistons and rings, wrist pins, connecting
rods, exhaust manifold, and distributor drive gear.
The engine block and cylinder heads are covered
if damage is caused by failure of an internally
lubricated part.

TRANSMISSION
All internally lubricated parts contained in the
housings and torque converter. Case housings are
covered if damaged by the failure of an internally
lubricated part.

DRIVE AXLE GROUP (FRONT OR REAR)
Drive axle housing including pinion bearings, side
carrier bearings, ring and pinion gears, carrier
assembly, thrust washers, axles, axle bearings,
constant velocity joints, internal joints, internal
transaxle seal and drive axle housing, if damaged
by the failure of an internally lubricated part.

SHOULD I GET IT?????????????

[Lwiddis]

No insurance company offers any RV policy where there is a high chance of valid claims.

[Desert_Captain]

There are a couple of ways to look at this proposition...

Being a former rental with 113K miles know that your transmission has been mostly cooked/abused for all of those miles. Very few renters are ever instructed on utilizing Tow Haul and consequently don't. This leads to the transmission fluid running 10 to 20 degrees hotter than it should. A 30' Class C has more than enough weight to justify the use of Tow haul just about all of the time. Repairing or in the worst case scenario replacing the trans will run 3 or 4 thousand dollars. :S

Also every time I have been passed by a class C going like a bat out of hell, often 75 or more it is a rental... renters just don't care. On the plus side the rentals out of necessity do get good maintenance but they know more about the coach than you and they want it gone after just 5 years which is well below the working life of a C that has been properly operated and maintained. Hmmm, kind of makes you wonder. :h

I am assuming that your 30' Magestic is probably on a Ford E-450 chassis with the V-10 and a 5 speed Torque Shift transmission. This combination when not abused is close to bulletproof so you gotta ask yourself one question...Do you feel lucky, well do ya?

I am not a fan of extended warranties and you might just be better off to put that $1,798 in a bank account and add to it periodically thus increasing your coverage when you are financially able. Use these funds ONLY for coach repairs as needed and make sure it is in an account you can easily access {especially while traveling}.

Chances are that if you have a mechanical problem you will be out on the road and not in your driveway. Who is authorized to provide warranty repairs and where are they located ? If you self insure you can get service anywhere and if they cannot get to you quickly or the estimate is high you can keep shopping for a better repair facility.The V-10 should cause you no grief but as noted transmission repairs get pricey in a hurry.

This and other RV Forums are full of horror stories about folks trying to get service with extended warranties with their coaches often stuck in repair limbo for extended periods of time.
For the record my 2012 E-350 24'Nexus C has been trouble free for 6.5+ years and 60K+ miles but it has been very carefully maintained and never abused in any way and yes, I use Tow Haul about 90 percent of the time.

I hope this gives you some perspective on the pros and cons of going either way and...
As always... Opinions and YMMV. Good Luck!

:C

[Krusty]

I've never seen the point in spending a bunch of money on a repair before you even need one. Why don't you put the money in the bank and add to it when you can.

[romore]

They are a huge money maker, the majority never get used. Like in Vegas, you are betting against the dealer and he almost always wins. Put the money in an emergency no touchee account and use it as necessary.